Find the best Housing Loan in Malaysia

Learn about each housing loan product available on the SMI Funding Smart Seach
See your loan option

Affin Bank Home Solution Plus

Interest Rate 4.40%

Flexible mortgage plan that lets you make extra repayments, reducing your interest charges. Withdraw excess cash instantly when you need it.

  • Up to 35 years

  • Semi-Flexi loan

  • Floating Interest Rate

  • 3 years lock in period

  • Up to 90% margin

  • 30 days approval

Affin Bank My First Home Scheme

Interest Rate 4.50%

Own your first home without paying thousands of Ringgits for your downpayment! Enjoy 100% financing at lower rates for up to 35 years.

  • Up to 35 years

  • Term loan

  • Floating Interest Rate

  • 5 years lock in period

  • Up to 100% margin

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Affin Bank Home Assist Plus

Interest Rate 5.00%

Perfect for the first time home buyer this mortgage is created especially for lower cost houses and folks earning a lower income

  • Up to 35 years

  • Semi-Flexi loan

  • Floating Interest Rate

  • 3 years lock in period

  • Up to 85% margin

  • 30 days approval

Affin Home Assist Plus-i

Interest Rate 5.00%

Affin Home Assist Plus-i is a flexible home financing hat conforms to Shariah principle of Musharakah Mutanaqisah and lets you chuck in extra repayment to save on profit charges.

  • Up to 35 years

  • Semi-Flexi Islamic financing

  • Floating Profit Rate

  • 5 years lock in period

  • Up to 85% margin 30 days approval

Affin BNM Priority Sector Home Financing-i

Interest Rate 5.10%

Fully Shariah-compliant Islamic Home Financing catered to the low & middle-income group, to help you get the home security that you truly deserve!

  • Up to 35 years

  • Semi-Flexi Islamic financing

  • Floating Profit Rate

  • 5 years lock in period

  • Up to 90% margin

  • 30 days approval

Affin Bank Home Flexi Plus

Interest Rate 5.25%

Get a combination of a term loan and overdraft for financing a new house or refinancing your current home.

  • Up to 35 years

  • Semi-Flexi loan

  • Floating Interest Rate 3 years lock in period

  • Up to 90% margin

  • 30 days approval

Affin Home Invest-i

Interest Rate 4.50%

Get your dream house and protect yourself from the fluctuation of profit rate with Affin Home Invest-i.

  • Up to 35 years

  • Semi-Flexi Islamic financing

  • Floating Profit Rate

  • 3 years lock in period

Affin Tawarruq Home Financing-i

Interest Rate 4.80%

An Islamic home financing based on the concept of Tawarruq that offers the flexibility of early settlement free of charge!

  • Up to 35 years

  • Semi-Flexi Islamic financing

  • Floating Profit Rate

  • 0 years lock in period

  • Up to 90% margin

  • 30 days approval

AIA Fixed Rate Home Loan Package 1

Interest Rate 4.99%

AIA's conventional term home loan has a fixed interest rate, giving you a piece of mind and protection against changes in the Base Rate

  • Up to 35 years

  • Term loan

  • Fixed Interest Rate

  • 5 years lock in period

  • Up to 90% margin

  • 30 days approval

AIA Fixed Rate Home Loan Package 2

Interest Rate 5.39%

Everyone's favourite American Insurance company offers a conventional home loan with a fixed interest rate.

  • Up to 35 years

  • Term loan

  • Fixed Interest Rate

  • 5 years lock in period

  • Up to 90% margin

  • 30 days approval